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Shannon Clem is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Alaska, Washington, Pennsylvania. No insurance business may be conducted outside the specific states referenced.

Shannon Clem is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC. a licensed Insurance Agency and a New York Life company. In this regard, this communication is strictly intended for individuals residing in the states of Alaska, Washington and Pennsylvania. No offers may be made or accepted from any resident outside the specific states referenced.

Clem Financial is not owned or operated by NYLIFE Securities LLC or its affiliates.

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NYLIFE Securities LLC, Member FINRA/SIPC.

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Diversifying Assets